Direct payments.
Local rates.Built for web game checkout
Sell direct to players on the web — accept cards, wallets, bank debit, real-time payments and buy now, pay later across the US, Canada and Australia, with SForest as your merchant of record handling collection, tax and compliance.
Card rates — as low as
Starting reference rates, plus a 3% SForest service fee. Final pricing depends on business type, risk and volume.
Two ways to price
Transparent pay-as-you-go pricing, or a custom plan built for high-volume businesses.
Standard
Pay-as-you-go · published rates · ready to go
Card rates from 1.7% + fixed fee + 3% service fee
- No monthly, setup or hidden fees
- 3% SForest service fee (merchant-of-record collection, disputes & support)
- Cards, Apple Pay / Google Pay & local wallets
- ACH / PAD / BECS bank debit + real-time bank payments
- Buy now, pay later (Klarna / Affirm / Afterpay / Zip)
- Refund fees from $1, with built-in dispute tools
- Compliance & tax: free for Plus members
Custom
High volume · Multi-market
Custom quote — Let's talk
- IC+ transparent cost-plus pricing & volume discounts
- Multi-market blended rates & local settlement
- Custom compliance, tax & risk support
- Custom settlement cycles & instant player payouts
- Cross-border & currency-conversion optimization
- Dedicated account manager & onboarding support
Payment Methods & Rates
Select a market to view supported methods, starting rates and settlement timing.
| Method | Rate (USD) | Settlement |
|---|---|---|
| Cards & walletsVisa · Mastercard · Amex · Apple Pay · Google Pay | as low as2.3% + $0.10 | T+3 business days |
| Instant bankInstant confirmation, guaranteed settlement | 2.6% + $0.30 | T+2 business days |
| ACH direct debit | capped $5.000.8% | 4 business days |
| Cash App Pay | 2.9% + $0.30 | T+3 business days |
| Buy now, pay laterKlarna · Affirm · Afterpay · Zip | as low as4.5% + $0.30 | T+2, full amount upfront |
Entity: Slumbering Forest LLC · Settlement currency USD · Plus a 3% SForest service fee
Transparent Fees
No monthly, setup or hidden fees — you only pay for what you use.
SForest service fee
Per transaction; covers merchant-of-record collection, dispute handling and support, on top of processing fees.
Monthly / setup
No fixed or closure fees on the Standard plan, ever.
Refund fee
$3 per card refund, $1 per wallet refund; original processing fees are not returned.
Disputes / chargebacks
Flat $30 USD per dispute across all markets; built-in evidence tools.
International cards
Varies by market; currency conversion up to +2%.
Instant payout (optional)
Funds in minutes, minimum fee applies; standard payouts are free.
Compliance & tax
Tax filing and compliance free for Plus members; handled by SForest as merchant of record.
Network alert handling
$25 per alert; covers Visa RDR, Mastercard CDRN and Ethoca alerts to prevent chargebacks before they happen.